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Once you have an ITIN, you’ll have to build credit with a financial product such as a secured card before applying for a typical unsecured credit card.More from Nerd Wallet A financial guide for immigrants in the U. Finally, regardless of the number of credit cards you decide to keep, carry more than one form of payment.

Apple Card is designed to make sure you’re the only one who can use it. Issuers can’t deny you for applying with an ITIN, but they can deny you for lack of credit history.Foreign credit doesn’t transfer to the United States, so you’ll need to start building credit from scratch.Just use your ITIN to apply for an employer identification number (EIN) on the IRS website.» MORE: How to apply for a credit card so you’ll get approved The takeaway: Applying for a credit card is more difficult without a Social Security number, but it’s certainly possible with an ITIN.

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